Insurance & Financing Options In Irvine, CA
Now accepting
Medicare for dental care in Irvine—get the treatment you need with coverage you trust.
We also offer CareCredit and Lending Club for flexible financing options.
Welcome to Guru Dentistry! Our goal is to protect and improve your dental and oral health while ensuring you feel well cared for.
Payments
We accept checks, cash, all major credit cards, CareCredit & Lending Club. We accept Medicare, Delta, Cigna, Aetna, Guardian, MetLife, Humana, BCBS & UHC.
We do not accept
HMO, Medicaid, state‑funded or discount plans. Fees apply for all non‑covered services. We’re your Workers’ Compensation dentist in Irvine.
Medical History Form
Before your first appointment, please download this
Medical History Form and print it out. Fill it out before you arrive for your appointment and hand it to our staff as you check in. This will save you time so you can see our dentist more quickly and avoid a long wait.
Our In-Network Insurance Partners
- Cigna Dental Insurance
- Medicare
- MetLife Dental Insurance
- Delta Dental PPO
- Aetna Dental Insurance
- UnitedHealthcare Dental Insurance
- Most Major PPO Plans
- Select Union & Employer-Based Plans (including out-of-state or specialized plans)
Flexible Payment & Financing Solutions
At our Irvine dental practice, we understand that every patient’s financial situation is unique. To help you access the care you need, we accept checks, cash, and all major credit cards, and partner with CareCredit and Lending Club to offer low‑interest financing options. Whether you’re scheduling a routine cleaning or a more extensive restorative procedure, our team will work closely with you to tailor a payment plan that fits your budget.
As the designated Workers’ Compensation dentist in Irvine, we also handle claim submissions directly—ensuring you receive prompt, hassle‑free treatment under your employer’s workers’ comp plan. Our goal is to remove financial barriers so you can focus on maintaining a healthy, confident smile.
Dental Insurance & Financing FAQs
Common Question About The Cost Of Dentistry In Irvine, CA
Do you accept Cigna Dental Insurance in Irvine, CA?
Yes! Dr. Vanila is proud to be in-network with Cigna Dental Insurance at our Irvine location. Our knowledgeable team will work directly with Cigna to help maximize your benefits for both general and cosmetic dental procedures, including dental implants when applicable.
Do you accept MetLife Dental Insurance?
Absolutely. Guru Dentistry accepts MetLife Dental Insurance, and our staff is happy to handle all claims and paperwork. While cosmetic treatments are sometimes considered elective, we’ll help determine if any part of your care (such as implant placement or necessary restorations) qualifies for MetLife coverage.
Is Dr. Vanila a Delta Dental provider?
Yes, we work with Delta Dental PPO plans. Delta is one of the most widely used dental insurance providers in California. Our team will review your benefits and guide you through what’s covered, especially when it comes to implant-related services or restorative procedures that may have partial coverage.
Do you accept Aetna Dental Insurance in Irvine?
Yes, we do! Dr. Vanila is in-network with Aetna Dental, and our team has extensive experience helping patients use their benefits wisely. Many Aetna plans offer some level of reimbursement for medically necessary implant procedures, and we’ll help you understand what your plan includes.
Can I use UnitedHealthcare Dental Insurance at Guru Dentistry?
Yes, Guru Dentistry accepts UnitedHealthcare Dental Insurance. While some cosmetic procedures may not be fully covered, we often see partial coverage for implant components such as crowns or preparatory care. We’ll verify your benefits upfront and go over all your financial options before beginning treatment.
Do you work with dental insurance for implant procedures?
Yes, we work with most major PPO insurance plans and will help you get the most from your policy when it comes to dental implants. While insurance rarely covers 100% of an implant procedure, many plans do cover certain parts (like the crown or surgical extractions). We'll do a complimentary benefits check and guide you through every step.
Do you accept mining or labor union dental insurance plans?
While we’re based in Irvine, CA, if you have dental insurance provided by an out-of-state employer, union, or company (including mining or trade work), we’re happy to verify your benefits. Just send us your insurance info, and we’ll let you know exactly what’s covered—especially for implant or restorative needs.
What if I don’t have dental insurance?
No insurance? No problem. We offer several flexible options to make care affordable:
0% Interest Financing through trusted lenders like CareCredit, LendingClub, and Sunbit
In-house payment plans for larger treatments like full-mouth implants or cosmetic makeovers
Pay-as-you-go scheduling to phase treatment over time
We also accept HSA/FSA funds and all major credit cards
Our team will work with you to create a plan that fits your budget—so you never have to delay the smile you deserve.
Will my standard dental insurance cover dental implants?
We work with as many insurance companies as possible for dental implant treatment. If you have a standard dental insurance plan (through a major provider), we will certainly work with it and help file your claims. However, it’s important to know that typical dental insurance plans don’t always cover the full cost of dental implants. Insurance coverage for implants can vary – in general, your plan might cover anywhere from 0% up to around 50% of the implant procedure. Many standard plans end up covering roughly 20% of the total implant cost (often they contribute to things like the crown that goes on the implant, or a portion of the surgery, while the rest is an out-of-pocket expense). Don’t worry, though – our team will do everything we can to maximize whatever implant benefits your insurance does provide. We’ll start by reviewing your policy and getting a pre-approval estimate, so you know what portion your insurance will pay and what portion would be your responsibility. Even if your insurance only covers part of the treatment, we can combine that with other financing options or payment plans to make sure you can proceed with your implant. Every case is different, so please feel free to call our Reno office with the details of your insurance plan, and we can discuss exactly what coverage you have for dental implants. Our priority is that you receive world-class implant care with the least financial stress possible.
Request an Appointment Today!
Contact Information:
Call the office: (949) 325-7550